Paying for Assisted Living in Arizona: ALTCS, Private Pay and VA Benefits

Private pay

If you are paying privately, consider your available savings, pension income and other resources. Ask each home for a written rate sheet and compare what is included.

ALTCS (Arizona Long Term Care System)

ALTCS is Arizona's Medicaid long-term care program, administered by the Arizona Health Care Cost Containment System (AHCCCS). Eligibility includes financial and other requirements and a need for nursing-facility-level care, but members do not have to live in a nursing home; services may be provided in assisted living. Confirm that the facility contracts with your plan and that the placement and services are authorized. 2

In assisted living, residents generally remain responsible for room and board. Ask the case manager for the amount and any other required contribution before signing. 3

Veterans benefits

Eligible veterans and surviving spouses who qualify for a VA pension and meet additional care-related criteria may qualify for Aid and Attendance, an additional pension amount that can help with care costs. It is not a standalone assisted living benefit. 2

Long-term care insurance

If your loved one has a policy, check the elimination period and whether it covers assisted living homes as well as larger communities.

Next steps

Pima Council on Aging offers ALTCS information and a workshop at no cost to older adults and their family and friends. Check its current registration details, then use our directory to explore homes in your area. 2